Happy Thursday.
A reminder if you have found Arb Letter or this corner of the internet you’re likely smarter than many others. This post today is an extension of our top post of all time featuring one of our digital mentors/influences
(listed below)The Simple Blueprint for Getting Rich
I truly mean this — if you’re unhappy with your current situation, looking to make more money, worried about the future or want to gut check your current progress in finance, business, or life — today’s post and the one above are top tier pieces of content. The first changed many people’s lives in just a few years.
Today’s will be the informal part 2 — and if there’s only two posts you should read in the Arb Letter archive before the full swing of 2025 kicks in — it’s these two. If you are not subscribed to Arb Letter premium, I’d urge you to do so as the year starts anew to access all ongoing posts/guides.
Markets took a turn for the positive with new updates on the crypto front and positive economic sentiment about the upcoming administration spreading like wildfire. Serious money is going to be made under this administration.
A growing debate emerged online this week about the post boomer economic world and the lack of opportunity and difficulty younger generations are facing in the job market, financial markets, and society. The debate is heated and many are sharing their opinions online with some agreeing it’s bleak right now and other older influencers and figures saying that people are simply complaining and being weak.
Young people, particularly men are:
Frustrated by a lack of upward mobility
Angered by the lack of high paying jobs and opportunities in today’s market
Stressed about future prospects of owning a home or attaining meaningful wealth
As a 32 year old that’s paved my own way and fought for everything I have obtained I get a lot of the arguments on both sides. On one hand — I generally think many young people are soft as fuck and I have witnessed this myself in the corporate world. On the other hand, this macro and economic environment we find ourselves in is nothing like that of the past and I do think this is lost on boomers and others who aren’t coming up in it.
Things have changed substantially — jobs are harder to get, you can’t really support a full family on a single income, homes are largely unaffordable and overpriced, companies are outsourcing jobs overseas, and money is worth substantially less (less each year).
This is the new norm.
Many are taking to reddit, X, and other platforms to complain about it but unless you’re the one who’s going to lead the revolution to overthrow the entire system, complaining isn’t going to get you much.
Most folks are probably wondering what’s going to happen this year in markets and how they can benefit to either gain financial independence, increase their net worth, or just make more money to deal with the macro environment and high cost of living wasteland we reside in currently.
Shit isn’t cheap right now — even for those making $100K to $200K. That, in my opinion is just enough to even begin treading water.
Today I want to share my personal experience because I think it can help a lot of folks in seeing exactly how you can get ahead in the current environment. I came from a decent family, worked hard in high school, got into a top university on my own merit and competed at the NCAA D1 level. After college I had no nepotism or connections that ended up aiding in my job search.
After grinding through applications took a role in trading at a small shop where I knew I would be able to carve out a niche and make good money if I kept my head down. I did that for four years and while it was fun it was tough and at times toxic and unfulfilling.
Then during Covid I pivoted to remote tech sales and bounced around a few roles until last year when I finally decided to pour all my energy into my business, an option afforded to me ONLY because of years of working weekends and late nights to build something on the side.
I ALWAYS knew that the corporate world wasn’t for me but that didn’t stop me from leveraging the good parts (base salary and bonus) of it to hedge myself and begin building a lifeline in my side business and companies.
There are valuable lessons I want to walk through today that I learned that hopefully others can benefit from as they try to navigate the current landscape — whether you’re fresh out of school or you’re older than I am.
All of the issues people are talking about online are very valid — companies are downsizing, salaries are not growing with inflation, surprise layoffs are popping up, roles are being filled with the cheapest options, and the macro environment is not favorable to anyone without true wealth already. Denying this does nothing for you — in fact it harms you.
Today we’ll cover the following:
Corporate roles, the job market, and reality of 2025
Advantages of building on the side, starting a business
Crypto, equities, and housing market — thoughts on these in 2025
Why there’s no time to waste in 2025
Strategies that will ensure you pull ahead of the crowd in 2025 and beyond
Let’s get it.