Morning everyone. Today we’ll take a quick break from markets and news to go over another personal post aimed at identifying and cutting out the most detrimental personal habits many of us have.
Monday is the perfect day to address the following topics because many of are guilty of over indulging in vices, losing sight of our goals, and procrastinating on the two days we have off each week.
If you’re already hyper successful and loaded — you may still suffer from a completely misguided life (especially if you’re new to big money) but chances are if you’re that successful you have a solid grasp on these concepts already.
Still you may need a refresher.

At the age of 31 I’m far from an expert in the game of life — but I feel like I am fast approaching the threshold (or at it already) where I need to lean into what works and aggressively trim away what does not.
In your 20’s nobody really cares what you do — you can be an idiot, try new things, have a few bad habits, be reckless, and live life at a speed that eventually becomes unsustainable. It’s a good time — and one where you need to form the basis for what you will be able to accomplish and reap in your 30’s and 40’s. You learn many valuable lessons in your 20’s through trial and error.
Now that I have a wife and son I find myself thinking more frequently about what I want to accomplish in my time on earth and what my legacy will look like. Life goes by incredibly fast — we’ve all heard that said before. More than ever I realize that my success is dependent on being disciplined with the small things.
The point of today’s post is to offer up 10 negative habits that I have come to identify as specific underlying factors in contributing to less fulfillment, success, and achievement in my life.
I’d venture to guess all of most people are guilty of these in their day to day lives. Hopefully all of you can find some parallels or share similar sentiment. I will cover the context behind each issue — the reason why we feel compelled to return to these habits and behaviors and what happens down the line if we refuse to acknowledge them and address them head on.
This is as much a reminder and guide for me as it is for all of you — these concepts deserve attention periodically throughout life so that people can see where they stand, where improvement needs to be made, and where there is risk of falling into a negative cycle or feedback loop. I will be referencing this list throughout the year to see how I am faring in each individual category.
If you work to consciously implement these 10 points into your personal development in 2024 I guarantee you not only will you feel better but you will also see yourself progressing more quickly towards achievements, goals, or states that you want out of life. If nothing else resonates today — the main takeaway should be urgency. My hope is that these 10 pointers will help deliver some urgency to your life to get moving.
The guide today will help anyone trying to achieve the following:
More mental peace
A more balanced outlook on life and the “rat race”
More fulfillment in your job or career
Stronger personal finances and personal business success
Less volatility in emotions or mood day to day
A more direct way to results in any endeavor you’re working towards
Even if you’re doing well — these pointers can accelerate the progress you are seeing in all areas of life — financial markets investing, working out/fitness, dating, businesses you are working on, and any other endeavor that you’re pursuing.

I didn’t really go with a New Year’s resolution this year, instead I wanted to keep all of these things in mind and work harder in areas I am lacking to try and elevate everything across the board throughout the year.
We’re all trying to accomplish different things in life — but I have found that these 10 have the capacity to limit growth for most people — especially when they are allowed to continue hampering someone down collectively over longer periods of time.
Let’s get into it.
We crucify ourselves between two thieves: regret for yesterday and fear of tomorrow.
Fulton Oursler